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189 vs 190 vs 491: which skilled visa fits you?

All three are points-tested skilled visas. The differences are who nominates you, where you can live and whether the visa is permanent from day one.

189, 190 and 491 at a glance
Visa type189: permanent. 190: permanent. 491: provisional, up to 5 years.
Nomination189: none. 190: a state or territory government. 491: a state or territory, or an eligible relative in a designated regional area.
Extra points189: none. 190: 5 points. 491: 15 points.
Minimum points65 points to lodge an Expression of Interest (EOI). Invitation scores are often much higher.
AgeUnder 45 when you are invited to apply.
Where you live189: anywhere in Australia. 190: generally the nominating state. 491: a designated regional area.
Route to permanent residence189 and 190: already permanent. 491: the Permanent Residence (Skilled Regional) visa, subclass 191, after 3 years of regional living and work at the required income.

What the three visas have in common

All three use the same points test and the same process. You need an occupation on the relevant skilled occupation list, a positive skills assessment for that occupation and at least Competent English, and you must be under 45 when invited. You start by lodging an Expression of Interest (EOI) in SkillSelect, the Department of Home Affairs system. You can only apply for the visa once you are invited.

Reaching 65 points lets you lodge an EOI, but it rarely gets you invited. Invitations are issued by occupation and by score, and in recent rounds many occupations needed well above the minimum. That is why the choice between the 189, 190 and 491 is often about competitiveness, not preference.

Subclass 189: the most freedom, the most competition

The Skilled Independent visa is permanent from the day it is granted, and you can live and work anywhere in Australia. No employer, state or family member needs to support you. The trade-off is competition. The 189 is invitation-only, and Home Affairs decides how many people to invite in each occupation in each round.

The 189 suits people with a high points score in an occupation that is regularly invited. If your score is at or near the minimum, it is worth planning for a 190 or 491 at the same time.

Subclass 190: permanent, with a state behind you

The Skilled Nominated visa is also permanent. A state or territory government nominates you, which adds 5 points to your score. Each state publishes its own criteria, occupation lists and application process, and most expect you to live and work in that state for a period after the grant.

Each state has a limited number of nomination places for the program year, and some states close or pause their programs once those places are used. Timing matters, so have your skills assessment, English results and documents ready before a state opens.

Subclass 491: regional, provisional and 15 extra points

The Skilled Work Regional visa is a provisional visa for up to 5 years. You must live, work and study in a designated regional area. You can be nominated by a state or territory, or sponsored by an eligible relative who lives in a designated regional area. The 491 adds 15 points, the largest boost in the points test.

After holding the 491 for at least 3 years, living and working in a regional area and meeting the taxable income requirement, you may be eligible for the permanent Skilled Regional visa (subclass 191). Melbourne, Sydney and Brisbane are not designated regional areas. Geelong, Ballarat, Bendigo and the rest of regional Victoria are.

How to choose

  • Choose the 189 if your points are high for your occupation and you want full flexibility on where you live.
  • Choose the 190 if a state lists your occupation, you are happy to commit to that state, and the extra 5 points make you competitive.
  • Choose the 491 if regional life suits you, or if the extra 15 points are what you need to be invited.
  • Keep your options open. Many people lodge EOIs for a 189 and a 190 or 491 at the same time.

Common mistakes we see

  • Claiming points for work experience that the skills assessment did not count. Your claims must match your evidence exactly.
  • Letting English test results or a skills assessment expire while waiting for an invitation.
  • Choosing an occupation that does not match the duties you actually performed.
  • Accepting a 190 or 491 nomination without checking the state's residence or work requirements.

Frequently asked questions

Which is better, the 190 or the 491?

It depends on your points and plans. The 190 is permanent from the grant, but needs a state nomination and adds 5 points. The 491 is provisional for up to 5 years and requires regional living, but adds 15 points and leads to the permanent 191 visa. If your score is not competitive for a 190, the 491 may be the realistic route.

Is 65 points enough for a 189 invitation?

65 points is the minimum to lodge an EOI. In practice, invitation scores for most occupations have been well above 65. Book a consultation and we will tell you how your score compares with recent invitation rounds for your occupation.

Can I apply for the 189 and 190 at the same time?

Yes. You can lodge an EOI for more than one visa, as long as you meet the requirements for each. You only apply for a visa once you are invited.

Is the points test changing?

The Government has been reviewing the points test. Until new rules are published, the current test and the 65-point pass mark apply. We will update this guide if the rules change.

Does Melbourne count as regional for the 491?

No. Melbourne, Sydney and Brisbane are not designated regional areas. Regional Victoria, including cities such as Geelong, Ballarat and Bendigo, is.

Official sources

Updated October 2026. Visa rules, fees and processing times change often, so always check the official sources before you act.

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